You might hear fixed annuities also called CD-like annuities or multiple-year guarantee annuities (MYGA's). Fixed annuities are for conservative investors who want safety and guarantees. Find value on a global scale with a strategy designed by Yale Professor Robert Shiller. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL ANY OF THE MSCI PARTIES HAVE ANY LIABILITY FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL OR ANY OTHER DAMAGES (INCLUDING LOST PROFITS) EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. Citigroup Global Markets Limited (Citigroup) has licensed the Citi Grandmaster Index (the Index) to the Licensee for its sole benefit. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. The Athene Performance Elite 10 is a deferred fixed indexed annuity issued by Athene Annuity & Life Company. Athene USA (Athene), a leading provider of retirement savings products, has added the Nasdaq FC Index, sponsored by Bank of America, and the AI Powered US Equity Index, sponsored by HSBC, to its suite of fixed indexed annuities. . Fixed index annuity review and rates Athene Accumulator 5 . This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. The annuities are issued by Athene Annuity and Life Company, a subsidiary of Athene. There is an opportunity each year to take a withdrawal of up to the interest credited that contract year penalty-free. . FIA sales have doubled over the past 10 years, to about $65.5 billion in 2021, according to Wink's annual survey of issuers. Today's Best Fixed Annuity Rates for July 2023 - Annuity.org Busting Fixed Indexed Annuity Myths - Athene Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. Surrender charges are a penalty charged to early withdrawals of annuity contract. Please call (855) 583-1104 if you have any questions or concerns. If you own the contract to maturity, they do not apply. Available for contracts issued prior to June 14, 2021 only. Solactives only relationship to the Company is with respect to administering, calculating and publishing the AiMAX Index. You Can! Under no circumstances may any person or entity claim any affiliation with MSCI without the prior written permission of MSCI. $10,000. RILA Athene Skip to contentIndividualsProfessionals Institutions Institutions The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. . This index identifies the best values with strongest momentum among equities in the U.S., Eurozone and Japan and includes them in a multi-asset allocation with bonds and commodities designed to create an opportunity for stable appreciation through a variety of market environments. Athene Performance Elite Plus 15 - AnnuityAdvantage Calls usually last 5-20 minutes, and we promise to not bug you afterward. Looking for an index annuity, SPIA or DIA quote? Rates are subject to change at any time. 10. BNPP, S&P or any Third-Party Licensor does not have any liability with respect to the fixed indexed annuity in which an interest crediting option is based on the BNPP MAD 5 Index is included, and is not liable for any loss relating to the fixed indexed annuity, whether arising directly or indirectly from the use of the BNPP MAD 5 Index, its methodology, any BNPP Mark or S&P Mark or otherwise. Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option. The Index Parties have no obligation to, and will not, take the needs of Athene or any annuitant into consideration in determining, composing or calculating the Janus SG MC Indices. Neither CIBC, Siegel nor WisdomTree make any representation or warranty, express or implied, regarding the Index or its development and have no responsibilities, obligations or liabilities with respect to the inception, adjustment, maintenance, operation or calculation. You can get your questions answered by booking a brief call with one of our team members. Your organization may not offer all products shown. Enter an investment amount to calculate your earnings and account balance over the life of the contract. Athene Launches Fixed Indexed Annuity Designed to Maximize Long-Term The Corporations make no representation or warranty, express or implied to the owners of the Product or any member of the public regarding the advisability of investing in securities generally or in the Product particularly, or the ability of the NASDAQ-100 Index and NASDAQ FC Index to track general stock market performance. Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit. ATHENE CHOICE SERIES INDEX ANNUITIES ISSUE AGE MINIMUM INITIAL PREMIUM INTEREST RATE FEATURES (Check for indexed account state availability) WITHDRAWAL CHARGE (%) FEATURES ATHENE Enhanced Choice 8SM Fixed Index Annuity (SPDA) - AN3021 & ANR3000 (05-09) & ANR3001 (05-09) 0-80 Q 0-80 NQ Such costs may vary over time with market conditions. Sales are diversified across more distribution channels. Rate Changes - Athene NONE OF THE MSCI PARTIES IS RESPONSIBLE FOR OR HAS PARTICIPATED IN THE DETERMINATION OF THE TIMING OF, PRICES AT, OR QUANTITIES OF THIS PRODUCT TO BE ISSUED OR IN THE DETERMINATION OR CALCULATION OF THE EQUATION BY OR THE CONSIDERATION INTO WHICH THIS PRODUCT IS REDEEMABLE. You can find them here. The Russell 2000 as an important bellwether of the American economy because it measures the performance of smaller, domestically focused businesses. Available for contracts issued prior to February 3, 2020 only. With Participation Rates over 100%, you have the opportunity to earn Segment Credits that may even exceed index returns. EquBot, HSBC and Solactive shall not have any liability with respect to a fixed indexed annuity in which an interest crediting option is based on the AiMAX Index and are not liable for any loss relating to the fixed indexed annuity, whether arising directly or indirectly from the use of the AiMAX Index, its methodology, any AiMAX Mark or otherwise. Index. Product not available in all states. EquBot and HSBC shall not have any liability with respect to a fixed indexed annuity in which an interest crediting option is based on the AiPEX Index and are not liable for any loss relating to the fixed indexed annuity, whether arising directly or indirectly from the use of the AiPEX Index, its methodology, any AiPEX Mark or otherwise. The purpose of this material is solicitation of insurance. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. Product features, limitations and availability vary; see the Prospectus for details. Nothing provided herein should be construed as HSBC or EquBot or their suppliers providing tax, legal, or investment advice nor is HSBC or its suppliers recommending engaging in any investment strategy or transaction. If you withdrawal money that has never been taxed, withdrawals are 100% taxable. Neither Barclays Bank PLC (BB PLC) nor any of its affiliates (collectively Barclays) is the issuer or producer of Athene Annuity and Life Companys (Athene) fixed index annuities (the Products) and Barclays has no responsibilities, obligations or duties to purchasers of the Products. This product allows clients to pair their assets with an index without actually having to invest them in the market. Any obligation to invest annuity premiums received under the Products are determined solely by Athene. Rate changes effective 5/26/2023. These costs reduce the potential positive change in the AiPEX Index and thus the amount of interest that will be credited to the fixed indexed annuity option based on the AiPEX Index. Best Fixed Annuity Rates | Annuity Resources Fixed annuities are for conservative investors who want safety, security, and guarantees. EquBot, AiPEX, and AI Powered US Equity Index (collectively, the AiPEX Marks) are trademarks or service marks of EquBot and have been licensed by HSBC and sub-licensed by Athene Annuity and Life Company (the Company) for use in a fixed indexed annuity offered by the Company. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. BofAS has no obligation to take the needs of the Licensee or the holders of the Product into consideration in determining, composing or calculating the Index. This bonus can be a set amount of money, or it can be a percentage of the original investment. . We understand annuities can be confusing and that you might have questions. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S). Nasdaq-100 Index Nasdaq, Nasdaq-100, and Nasdaq-100 Index, are trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the "Corporations") and are licensed for use by Athene Annuity and Life Company. BofAS has no obligation or liability in connection with the administration or marketing of the Product. The selection of the Janus SG MC Index or the Janus SG MC Index II as a crediting option under a Fixed Indexed Annuity does not obligate Athene or SG to invest annuity payments in the components of the Janus SG MC Indices. Four undervalued U.S. market sectors with the strongest momentum are selected each month and strategic re-allocations are made daily to create an opportunity for positive long-term returns. Barclays shall not be liable in any way to the Issuer, purchasers of the Products or to other third parties in respect of the use or accuracy of the Index or any data included therein. Not all reinsurance products or structures offered are available in all jurisdictions. Financial professionals will be paid a commission on the sale of an annuity. The Product(s) have not been passed on by the Corporations as to their legality or suitability. Russell 2000 Index Athene Amplify (the Product) has been developed solely by Athene Annuity and Life Company. NONE OF THE MSCI PARTIES MAKES ANY WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY THE ISSUER OF THE PRODUCT, OWNERS OF THE PRODUCT, OR ANY OTHER PERSON OR ENTITY, FROM THE USE OF ANY MSCI INDEX OR ANY DATA INCLUDED THEREIN. https://investmentstrategies.citi.com/cis/us. This website contains highlights only. The Index Parties make no representation whatsoever, whether express or implied, as to the advisability of purchasing, selling or holding any product linked to the Janus SG MC Index or the Janus SG MC Index II, including the Fixed Indexed Annuity, or the ability of the Janus SG MC Indices to meet their stated objectives, including meeting their target volatility. . Such costs may vary over time with market conditions. Fixed Indexed Annuities: What's Changed (or Not) in Ten Years An optional Legacy Rider also provides guaranteed growth to the Death Benefit Rider Benefit Base. NEITHER EQUBOT, HSBC, SOLACTIVE AG, OR THEIR SUPPLIERS GUARANTEES THE ACCURACY, ADEQUACY, TIMELINESS, COMPLETENESS OR AVAILABILITY OF THE AIPEX INDEX OR ANY COMPONENT THEREOF OR DATA INCLUDED THEREIN, OR THAT NO ERROR, OMISSION, DELAY OR INTERRUPTION WILL EXIST THEREIN. SG has licensed use of the SG Marks to Athene Annuity and Life Company (Athene) and sub-licensed the use of certain Janus Henderson marks (the Janus Henderson Marks) for use in a fixed indexed annuity offered by Athene (the Fixed Indexed Annuity). Registered Index-Linked Annuities | Athene Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Understanding common misconceptions can help you determine if a fixed indexed annuity is right for you. Buffer Rate: A level of protection from potential market loss up to a Buffer Rate. Insurance products may not be available in all states. DISCLAIMER: The information on this website is for educational purposes only. MSCI AND THE MSCI INDEX NAMES ARE SERVICE MARK(S) OF MSCI OR ITS AFFILIATES AND HAVE BEEN LICENSED FOR USE FOR CERTAIN PURPOSES BY ATHENE ANNUITY AND LIFE COMPANY. We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. Annuity contracts and group annuity contracts are issued . Athene Enhances Its Fixed Indexed Annuity Lineup We focus on selling MYGAs, SPIAs, and DIAs and refer those interested in other types of annuities to other insurance agencies when possible. EquBot and HSBCs only relationship to the Company is the licensing of the AiPEX Index and AiPEX Marks for certain purposes. 30 Mar, 2021, 08:00 ET. Product availability varies based on the state you live. North American Annuity Review - Forbes Advisor Morningstar has no obligation to take the needs of Athene Annuity and Life Company or the owners of the Athene Annuity and Life Companys Products into consideration in determining, composing or calculating the Index. A volatility feature targets a volatility level of 20%. Russell and Russell 2000 are trademarks of the relevant LSE Group company and are used by any other LSE Group company under license. Without limiting any of the foregoing, in no event shall Morningstar have any liability for any special, punitive, indirect, or consequential damages (including lost profits), even if notified of the possibility of such damages. Includes 100 of the largest domestic and international non-financial companies listed on The Nasdaq Stock Market based on market capitalization, reflecting companies across major industry groups including computer hardware and software, telecommunications, retail/wholesale trade and biotechnology. BofAS is not responsible for and has not participated in the determination of the timing of, prices of, or quantities of the Product to be issued or in the determination or calculation of the equation by which the Product is to be priced, sold, or purchased, or redeemed. None of SG, Solactive, Janus Henderson, or any third-party licensor shall have any liability with respect to the Fixed Indexed Annuity in which an interest crediting option is based on the Janus SG MC Index or the Janus SG MC Index II, nor for any loss relating to the Fixed Indexed Annuity, whether arising directly or indirectly from the use of the Janus SG MC Indices, their methodologies, any SG Mark, Janus Henderson Mark or otherwise. All transactions are subject to meeting a reinsurers underwriting requirements. Athene Agility 10 Review | My Annuity Store Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Barclays only relationship with the Issuer in respect of the Indices is the licensing of the Indices, which are administered, compiled and published by BB PLC in its role as the index sponsor (the Index Sponsor) without regard to the Issuer or the Products or purchasers of the Products. Plus, 5 Videos To Help You Decide If They Are Right For You. Citi Grandmaster Index Citi and Citi and Arc design are trademarks and service marks of Citigroup Inc. or its affiliates, are used and registered throughout the world, and are used under license for certain purposes by Athene Annuity and Life Company or its affiliates (the Licensee). AI Powered Multi-Asset Index The AI Powered Multi-Asset Index (the AiMAX Index) is the exclusive property of EquBot Inc. (EquBot) and administered, calculated, and published by Solactive AG (Solactive). The Corporations have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product. Widely regarded as the best single gauge of large-cap U.S. equities, the S&P 500captures approximately 80% of available market capitalization. . 1,2 The implementation of the strategy is fully systematic and rules-based. Request today's MYGA report for state specific rates and product information. The Corporations' only relationship to BofA Securities, Inc. (BofAS) is in the licensing of Nasdaq and certain trade names of the Corporations and the use of the NASDAQ-100 Index which is determined, composed and calculated by Nasdaq without regard to BofAS or the Product. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. They are a percentage of the withdrawal amount, decrease over time, and go to zero when the term ends. Withdrawal any amount free of charges and fees. 1 Because this index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. Fixed Annuities | Athene THE INDEX PARTIES SHALL NOT BE LIABLE (WHETHER IN NEGLIGENCE OR OTHERWISE) TO ANY PERSON FOR ANY ERROR OR OMISSION IN THE JANUS SG MC INDICES OR IN THE CALCULATION OF THE JANUS SG MC INDICES, AND THE INDEX PARTIES ARE UNDER NO OBLIGATION TO ADVISE ANY PERSON OF ANY ERROR THEREIN, OR FOR ANY INTERRUPTION IN THE CALCULATION OF THE JANUS SG MC INDICES. Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit. Athene Agility 10. Because each of the Janus SG MC Indices can experience potential leverage up to 400%, the maintenance fee may be as high as 2.00% per year. Athene Ascent Pro 10. Additionally, Athene as issuer or producer of the Products may for itself execute transaction(s) with Barclays in or relating to the Indices in connection with the Products. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Purchasers of any Product neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with any of the Index Parties. The fixed indexed annuity is not, in whole or in part, sponsored, structured, priced, endorsed, offered, sold, issued or promoted by BNPP or any of its affiliates, or by Standard and Poors or any of its affiliates (collectively, S&P) or by any third-party licensor of information to BNPP (the Third-Party Licensors). You can earn interest based in part on the positive movement of the indicies attached to your selected Index Earning Strategy (IES) at the end of each two-year Strategy Term Period. Request Info Segment Credit: The amount credited to each Segment Option according to the terms of the Segment Option and Crediting Method. Annuity Quote Fixed Annuity Rates Explained Fixed annuity rates refer to the interest rate paid by an insurance company when you buy a fixed annuity. The Index is calculated by or on behalf of FTSE International Limited, or its affiliate, agent or partner. May 25, 2023. No purchaser, seller or holder of the fixed indexed annuity, or any other person or entity, should use or refer to any AiPEX Mark or other EquBot trade name to sponsor, endorse, market or promote the fixed indexed annuity without a license from EquBot and HSBC. In calculating the performance of the BNPP MAD 5 Index, BNPP deducts a servicing cost of 0.50% per annum, calculated on a daily basis. Losses in excess of the Buffer Rate will reduce your Segment Value. WEST DES MOINES, Iowa, March 30, 2021 /PRNewswire/ -- Athene USA ("Athene"), a leading provider of retirement savings products, announced the launch of Athene AccuMax SM, a fixed indexed annuity that provides enhanced protected accumulation potential for "patient money" set aside for retirement or other long-term savings goals.Athene AccuMax is issued by Athene Annuity and Life Company ("AAIA . Patent-pending FC technology is designed to adapt to constantly changing economic conditions more quickly and efficiently than traditional volatility control mechanisms. When your full premium deposit is allocated to the fixed interest account, the current first year yield (including bonus if applicable) is 19.07% (see Rate Details below). The Athene Ascent Pro is a fixed indexed annuity with a maximum issue age of 80. THE CORPORATIONS DO NOT GUARANTEE THE ACCURACY AND/OR UNINTERRUPTED CALCULATION OF THE NASDAQ-100 INDEX OR ANY DATA INCLUDED THEREIN. Best Fixed Annuity Rates Of July 2023 - Forbes Advisor ATHENE Choice Series Fixed Index Annuities ATHENE Income Riders Guaranteed Lifetime Withdrawal Benefit RiderEnhanced Guaranteed Lifetime Withdrawal Benefit Rider Income Bonus 1.00%1.00% Rollup Percentage 6.50%6.50% Rollup Period 10 Years 10 Years Rider Cost 1.25%1.50% For more information on our annuities and income riders, please contact our MSCI EAFE Index THIS PRODUCT IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY MSCI INC. (MSCI), ANY OF ITS AFFILIATES, ANY OF ITS INFORMATION PROVIDERS OR ANY OTHER THIRD-PARTY INVOLVED IN, OR RELATED TO, COMPILING, COMPUTING OR CREATING ANY MSCI INDEX (COLLECTIVELY, THE MSCI PARTIES). 5 & 6 year $100,000 fixed annuity rates as of 4/1/2020 from blueprintincome.com. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. To view individual credentials, go to https://brokercheck.finra.org/. Morningstar makes no representation or warranty, express or implied, to the owners of the Athene Annuity and Life Companys Products or any member of the public regarding the advisability of buying annuities generally or purchasing the Athene Annuity and Life Companys Products in particular or the ability of the Athene Annuity and Life Companys Products to track general stock market performance. Best Annuities For 2023 - Forbes An index of top dividend performers from an independent investment research leader. We do business as Annuity Resources Insurance Services in CA. Rate changes effective 4/28/2023. Morningstar Index Athene Annuity and Life Companys Products are not sponsored, endorsed, sold or promoted by Morningstar. AK, CA, CT, DE, HI, ID, MD, MN, MO, NJ, NV, NY, OH, OK, OR, PA, PR, SC, TX, UT, VI, WA. EquBot, AiMAX, and AI Powered Multi-Asset Index (collectively, the AiMAX Marks) are trademarks or service marks of EquBot and have been licensed by HSBC and sub-licensed by Athene Annuity and Life Company (the Company) for use in a fixed indexed annuity offered by the Company. WITHOUT LIMITING THE FOREGOING, IN NO EVENT SHALL AN INDEX PARTY HAVE ANY LIABILITY FOR ANY DIRECT DAMAGES, LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. No Index Party is a fiduciary or agent of any purchaser, seller or holder of any Product, or has made any representation or warranty, express or implied, regarding the advisability of purchasing, selling or holding any Product or the ability of the Index to track corresponding or relative market performance. At Athene, were always reaching higher so you retire better. You might hear fixed annuities also called CD-like annuities or multiple-year guarantee annuities (MYGA's). AiPEX reacts daily to changing market conditions, reducing the impact of short-term volatility by adjusting exposure to the underlying stocks. A market value adjustment is basically an additional charge or credit for taking money out early from an annuity. Losses in excess of the Buffer Rate will reduce your Segment Value. Segment Options: Segment Options include Buffer Segment Options and a Fixed Segment Option, each with a Segment Term Period. Athene Accumulator 5 Fixed Indexed Annuity - The Annuity Expert Represents a portfolio of the S&P 500plus a liquid bond index. The average rate of Forethought fixed annuities is 1.25% to 2.50%. Athene Annuity Review | SmartAsset.com