A recent Accenture survey says retirement benefits are a must-have to retain and attract talent 68% of workers with pension/retirement plans said those benefits were a critical factor in deciding whether to accept a job and 62% said they were a critical factor in staying with a job. 2. Opus is pleased to have advised the shareholders of Pinnacle Power Limited on its sale to independent infrastructure fund manager DIF Capital Partners. Consider a confidential survey or talking to employees to find out if their benefits needs and desires are being met. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, With decades of corporate finance experience across diverse sectors, our team of advisers support you in reaching your objectives. About 15% of private-sector workers have access to a traditional pension. Others only do so for a limited time. As will inflation. Aptus Capital Advisors, LLC is a registered investment company based in Fairhope, AL. Established in 1962, Raymond James has grown to become one of the largest, most well-respected independent financial services companies in the country. To match you with top In his free time, he enjoys playing tennis, golfing and fishing. Deciding on annuitized payments versus a lump sum takes some tricky math. It handles $4 billion in assets under management between its 8,824 customer accounts, making it one of the biggest firms in the country by assets under management. platform based on information gathered from users through our online questionnaire. TuneCore is the industry leader in digital distribution, providing universal access to distribution for tens of millions of music creators, film producers and artists. WebOpus Capital is an evidenced-based investment advisory firm driven by our overriding mission to help people. Depending on the size of your company, youll need to calculate cost of paying healthcare benefits directly vs. cost of penalties and paying a stipend vis-a-vis the Affordable Care Act. Conduct an audit of your current benefits package. All investing involves risk, including Phil brings nearly 40 years of venture capital investing experience to Opus, having been a founding partner of Weiss, Peck & Greer in 1971, and having provided continuity of leadership of the firm since that time. Opus Capital Management | LinkedIn WebThe O in Opus is for operations. About Us. (acquired by Gainsight) All rights reserved. you who suit your needs. From practical advice to vast networks of talented people, the entrepreneurs we partner with are able to leverage this expertise as they work to grow and accelerate their company. Evelyn Lassman is an experienced finance professional with over 20 years of financial, accounting and investment banking experience. There are several methodologies for the interest-rate calculation, and the calculations can be made monthly, quarterly or annually. In doing his best work, Ray hopes clients feel empowered to focus on their priorities of family, career, and/or leisure pursuits because he is steadfastly and diligently working on their behalf. The key is to figure out your funds approach and review the summary plan description with the plan administrator, so you know what youre dealing with. If youre nearing retirement, youll have a decision to make: Do you want monthly payments or a lump sum? Offer your employees a competitive benefits package - Raymond Whether youre looking for excellence in execution or to address long-term stakeholder requirements, we have the track record and network to ensure you achieve the optimal outcome. WebAddress Opus Capital Advisors of Raymond James 824 S Osprey Avenue Sarasota, FL 34236 T 941.250.3560 D 941.250.3563 D 941.250.3558 Map and Directions With the SECURE Act 2.0, required minimum distributions (RMDs) are getting a lot of media attention. WebOpus Peritia Human Capital Solutions (OP), is a fully-owned Ghanaian management consulting firm specializing in offering online tuition for the PHRi and SPHRi Insightera is the first learning B2B personalization and targeting platform. Of course, interest rates arent the only factor to consider when it comes to a one-time payout. The funding round was co-led by Future Energy Ventures and Clean Growth Fund, []. Click here to get matched with an advisor today. When the rates rise, the payout decreases and vice versa. all available advisors and firms and matches based on specific criteria (investable assets, We do not manage client funds or hold custody of assets, we help users connect with relevant financial We harness deep relationship networks and commit to your goals. The Opus Capital team has over six decades of deep operational experience with market making companies spanning multiple industries. Our partners work side-by-side with our dedicated team on every assignment. What will work? Working with an adviser may come with potential downsides such as payment of fees Raymond James focuses on doing what's right for its clients, associates and communities. ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching Financial professionals and firms having business relationships with SmartAsset receive no special Wed love to hear from you. For more information about our firm, or to receive a copy of our disclosure form ADV and Privacy Policy contact us. We believe the marriage of comprehensive financial planning + SpiderCloud Wireless has brought together a uniquely powerful combination of RF / Licensed Spectrum, Enterprise Wi-Fi, IP Networking, and Fixed-Mobile Convergence. review the ongoing performance of any Adviser, participate in the management of any users account by Of its 8,824 customer accounts, just 8% are associated with high-net-worth clients who have at least $1 million in investable assets. WebEdward C. Baldwin Sr. Your HR team should be able to draw up a comprehensive list of whats available to every employee. With health insurance, there are many ways to go, either offering full benefits or a stipend for employees to purchase their choice of coverage. *The number of years registered in this profile is calculated by taking the year of an advisor's first active registration and subtracting it from the current year. There may be ideas that are no- or low-cost to you but that are high value to staff like flexible schedules, built-in sick time for vaccine reactions, or employee discounts negotiated with your vendors, maybe even offering insurance for fluffy friends. Find out how yours operates. At Opus Capital Advisors of Raymond James, we are devoted to excellent work. Young firm with bright individuals that all have a desire to win. Enterprise Software as a Service for product managers. Apteligent provides the worlds leading mobile application intelligence solution enabling enterprises to accelerate their mobile business. Opus Conservatory School of Music Paramount to the team is continuing to strive for excellence in all they do to benefit their clients. And as you'll find in the firm's Corporate Responsibility Report, this commitment drives our mission to build a more sustainable future for all through environmental, social and governance best practices. This website is for informational purposes only and does not constitute a complete description of our investment services or performance. Outside of work, you will find David working on his farm and treating himself to a nice glass of bourbon. (acquired by Nokia of America Corporation) Wed love to hear from you. Team | Opus Capital (acquired by Microsoft NASDAQ: MSFT) they have any disclosures. Want to know more about how we can help you? Helping you manage your financial success. Its no secret that interest rates have risen significantly since the beginning of 2022. Opus is pleased to have advised the shareholders of Pinnacle Power Capital Fiduciary Advisors is an Independent Registered Investment Advisor serving Individuals Doing so could mean missing out on earned income. Some defined benefits plans offer lump sums as an ongoing option. While pensions seem to be rarer and rarer these days, if you have one, you may have some opportunities and challenges to think through as inflation and interest rates are on the rise. Click here to get matched with an advisor today. Want to know more about how we can help you? an Adviser or provide advice regarding specific investments. But dont take our word for it, talk with the entrepreneurs we work with on a daily basis. (acquired by Marketo NASDAQ: MKTO) Senior Vice President, Investments. In addition to being a part of the winning 1990 NCAA National Championship baseball team at the University of Georgia, Ray played professional baseball with the New York Yankees, Baltimore Orioles and Tampa Bay Devil Rays. How to reevaluate your benefits offering and maybe even improve it. 824 S Osprey Avenue // Sarasota, FL 34236. Involved in his community, he is an active member of Northpoint Community Church and has been a youth softball coach for 13 years strong. Use a write-in box for employees to brainstorm pie-in-the-sky ideas. Do you have the discipline to properly manage that lump sum so that itll benefit you over your lifetime? On the other hand, pension annuities are not directly impacted by rate changes; theyre determined by a formula based on factors such as age, years of service and salary. However, those monthly payments typically do not come with any cost-of-living adjustments either, which make them susceptible to inflation risk. Welcome | Riverview Capital Advisors | riverviewca.com Want to know more about how we can help you? While higher rates impact pensions in a few ways, retirees planning to rely on that income should know that higher rates produce lower lump-sum payouts. CAPITAL FIDUCIARY ADVISORS - Request Consultation - Yelp Some pension funds even take an average to figure out their lump-sum payments. Sources: paychex.com; forbes.com; businesswire.com; pwc.com; bbgbroker.com; thebalancecareers.com. A rising interest rate environment is bound to have a negative effect on lump-sum payouts. Investing the time into a benefits audit is a good routine practice to get into annually or semiannually. We are unable to make individual profile updates. financial professional and firm. His unique experience winning an NCAA National Championship and playing within the New York Yankees organization established a foundation of excellence and high achievement that Ray brings to each client that Opus serves. What should investors expect for the second half of 2023? Global interactive marketing and advertising solutions, (NASDAQ: EFII) Find out what weve been up to recently. This is not an offer to buy or sell any security or interest. Calculate the hard numbers on both current and possible benefit packages. Arrayent sells a turnkey communication service that connects consumer products to the Internet in a low cost and an easy to install way. He earned his BS in Accounting and BBA in Finance from the University of Kentucky. Many defined benefit (DB) plans offer lump-sum payouts based on a uniform interest rate table from the IRS, known as 417(e) rates, which are issued monthly. Others only do so for a limited time. Independent, international and resourceful. Advisors | Opus Capital (acquired by Corning, Inc.) Answer a few questions to get a personalized match. We work with business owners, boards and trustees. 824 S Osprey Avenue // Sarasota, FL 34236. Naming the firm Opus Capital Advisors represents the culmination of many years of experience and There are many factors that come into play, and your human resources department, plan administrator and professional advisors can help you parse the details. Both of which would chip away at a lump-sum value. Aptus Capital Advisors is a Registered Investment Advisor (RIA) registered with the Securities and Exchange Commission and is headquartered in Fairhope, Alabama. Thats why we manage the complexities of their wealth as if its our own, harmonizing every facet of their financial lives, and helping them realize the goals they have envisioned. The Opus Capital team has over six decades of deep operational experience with market making companies spanning multiple industries. We offer individualized beginner, intermediate, and advanced lessons to adults and children as young as three. Over the course of their career, Wagner has held roles at Aptus Capital Advisors, LLC, Driehaus Capital Advisors, Opus Capital Advisors, Xavier University, Environ Capital Management and Robert Half Inc. Wagner can advise clients in Alabama and Ohio. What rates are used for the lump-sum calculation? geography, and willingness to work with a remote advisor). (acquired by Telit Communications, Plc.) He also aspires for each client to feel educated concerning their investments with every interaction with the Opus team. Adding health savings accounts may have some tax advantages all around. About Us | Opus Peritia Human Capital Advisors - PHRi/SPHRi Prep If you want to be happy, set a goal that commands your thoughts, liberates your energy and inspires your hopes.. The funds investment objectives, risks, charges and Only include ideas youve vetted among your executive team, and that youll be able to implement and afford. Learn About the Best Places for Retirement, Portfolio management for individuals and/or small businesses, Portfolio management for investment companies. David is a CFA Charterholder and a member of the CFA Society of Cincinnati. Recommended Reviews. Because of the complex math involved, you can see that current interest rates have an outsized effect on your lump-sum calculation, particularly in a rising rate environment. WebCapital Fiduciary Advisors, Ashburn, Virginia. The firm provides a number of services, such as financial planning services, portfolio management for individuals and small businesses, portfolio management for investment companies and pension consulting services. Investing involves risk, and you may incur a profit or loss regardless of the strategy selected, including diversification and asset allocation. WebWith experience as both executives of companies and investment banking advisors in many areas, we bring a unique degree of understanding to meeting different capital needs. Tip:Send the survey from a senior member of management so employees know this is important and are incentivized to take action. David Wagner is a member of the Aptus Investment Committee and is responsible for equity research, selection, the evaluation of macro-level trends, and advising about the current market environment. WebTeam. Wagner is an employee of Aptus Capital Advisors, LLC. To Dave, the little things in life bring him the most joy such as mowing and admiring his lawn with his lawnmower named ladybird is always up there on his list. Wed love to hear from you. Kidaro leverages desktop virtualization to bring improved manageability and security to enterprise desktop computing and to enable corporate-controlled mobility, without servers (acquired by Microsoft). For more information visit our cookie policy. David resides in Mt. Current events, future assumptions and the market in general are in a constant state of change so each day presents a new parameter, circumstance or opportunity to partner with a family in a meaningful manner with integrity and care. financial advisors nearby, we ask you a series of questions about your retirement plans, life You can generally expect a fixed amount per year. Our matching tool has connected more individuals with financial advisors Rising rates, inflation and your pension plan options - Raymond Since we started 15 years ago, weve supported a wide variety of clients through to success. Networking and switching equipment, (NASDAQ: CIEN) But sustainability is now much more than a separate sector. From 2006 to today, weve been proud front-runners, advising in the rapidly evolving area of renewable energy. Home [www.raymondjames.com] YCD provides comprehensive systems for digital signage networks and high impact AV applications. A pragmatic approach to wealth management. This is where you may be surprised to find out employee tastes and desires have changed. which it authorizes the use of by individuals who successfully complete CFP Boards initial and ongoing certification requirements. Whats a stretch? We believe that putting clients needs first is the best way to ensure their success and, in turn, the long-term success of our advisors and the company. Managing Director. Registration does not imply a certain level of skill or training. SmartAsset is not a client of the aforementioned From the inception of Opus Capital Advisors, Raymonds intention was to create a firm where client objectives and confidence in their advisor were of greatest significance. WebWe are now known as the Opus School of Music and Conservatory. Prior to joining Aptus, David worked with both Opus Capital Management and Driehaus Capital Management where he was responsible for conducting research and analysis for various small and microcap equity strategies. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. Gill Cogan brings more than 25 years of venture capital investing experience in software, communications and semiconductors as well as experience building and leading venture capital firms. WebYelp users havent asked any questions yet about Capital Fiduciary Advisors. WebOpus Capital Advisors of Raymond James: 824 S Osprey Avenue // Sarasota, FL 34236; T 941.250.3560; D 941.250.3563; D 941.250.3558; Maps and Directions Maps and Directions From practical advice to vast Opus has been instrumental from the start in helping to shape Payfone from an idea to a company. Thank you for visiting our site. Include flexible hours, improved technology and other nonmonetary benefits. Because pension plans typically change their lump-sum calculations once a year, many base their computations on previous months rates, as mentioned above. firms or advisors. He also earned his Sources: Worker Participation in Employer-Sponsored Pensions: Data in Brief, Congressional Research Service, as of November 2021; segalco.com; mainstaycapital.com; forbes.com; cnbc.com. Financial planning services, Portfolio management for individuals and/or small businesses, Portfolio management for investment companies, Pension consulting services. Eye-Fi solutions provide direct connectivity to photo service endpoints at retail, online and at home. Fee types billed by Aptus Capital Advisors, LLC may include any combination of asset-based and fixed fees. Ray Suplee - About Us | Bio - Raymond James Find out how yours operates. Former United States Senator, Partner, Francisco Partners. Home - OPUS ETFs The markets change, but our values will always be the same. Edward C. Baldwin Sr. - About Us | Bio - Raymond James Some defined benefits plans offer lump sums as an ongoing option. With a focus on financial planning and investment management in the context of holistic wealth management consulting, Ray looks to create as much reassurance as possible regarding clients investment portfolios and their financial future. (acquired by Lotame) (acquired by PMC NASDAQ: PMCS) The calculation is complex; there are actually three different rates or segments, based on a number of factors, including ones life expectancy. But theres another retirement income source that is affected by both rising rates and inflation namely pension payouts. He enjoys hunting, fishing, and all things Cincy sports. please contact profile-compliance@smartasset.com. guarantee the accuracy of the content. David has been registered as a financial advisor for 3 years.*. (acquired by Equifax, Inc. NYSE: EFX) status, investment goals and advisor preferences, which are all important topics to consider when At Raymond James, we have a straightforward approach to doing business. We work with committed, knowledgeable, high integrity entrepreneurs who have a vision for how their unique technology can create new markets. WebDavid is a CFA Charterholder and a member of the CFA Society of Cincinnati. Client first is at our core, supported by conservatism, independence and integrity. And its one that could pay off in reduced attrition and happier employees. Serge Plotkin is a venture partner for Opus Capital, where he sources and evaluates investment opportunities and contributes technical assistance to portfolio companies. Want to know more about how we can help you? (NASDAQ: NILE) states: Please visit the SEC profile of David Wagner to learn whether or not That means a lower amount is required for the pension fund to completely cash out what it owes you as the participant. Financial management fees usually are based on which services the firm provides the client. (acquired by Sprint PCS NASDAQ: S) Early stage funding in technology. | Opus Capital Also, HQ is basically in a vacation town., Copyright 2023 All Rights ReservedAptus Capital AdvisorsClient Relationship SummaryADV Disclosure, [emailprotected]251.517.7198265 Young Street Fairhope, AL 36532. WebContact Info . Fine jewelry Internet retailer, (NASDAQ: BRCD) (NASDAQ: MRVL) Based on that information, we match you with financial advisors near Opus Capital Advisors of Raymond James: 824 S Osprey Avenue // Sarasota, FL 34236; T 941.250.3560; D 941.250.3563; D 941.250.3558; Maps and Directions Maps in the aforementioned profile. Space-Time Insight helps electrical power utilities and other critical infrastructure companies view real-time operating status in a geospatial context for rapid understanding and fast response time. A simple, confidential Google survey sent to all employees is an easy and cost-effective way to take the pulse. The named financial professional and firm have not reviewed, approved, or endorsed this profile and are not responsible for its accuracy. There are several methodologies for the interest-rate calculation, and the calculations can be made monthly, quarterly or annually. (acquired by Intelius) WebRaymond C. Suplee II Vice President, Investments From the inception of Opus Capital Advisors, Raymonds intention was to create a firm where client objectives and Your trust is our top concern, so businesses can't pay to alter or remove their We provide a depth of ability and resources to match your needs and to help you make the most of each investment opportunity. Multiplexing systems for fiber optic communications networks, (acquired by Apple NASDAQ: AAPL) After earning a bachelors degree in business from the University of Georgia, he garnered more than 20 years of industry experience and knowledge as a financial advisor at Prudential, Wachovia, Wells Fargo and Morgan Keegan. services are limited to referring users to third party advisers registered or chartered as fiduciaries Leveraging over 60 years of operating experience at market leading companies such as AOL, Decru, EFI, Juniper Networks, Radius and UUNet, Opus Capital About Raymond James (acquired by Ricoh USA) Adjunct Professor, Woodrow Wilson School of Public and International Affairs at Princeton University; Former U.S. The investment advisory business has offices in eight locations and a total of 21 advisors.